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Our strategy is to continue to build a diverse portfolio of value-added global property assets, including development land, partially completed construction projects and completed properties for rent, as well as occupied Buy-to-Let properties worldwide. The portfolio comprises of direct holdings of property assets, as well as potential joint venture opportunities.
The focus will remain primarily in the United Kingdom in high growth areas, but opportunities will be sought below-market-value globally.

We may opt to be both an active and a passive investor depending on the nature of the individual opportunity, The Board will place no minimum or maximum limit on the length of time that any property/investment may be held. The Board intends to retain sufficient cash resources for prudent management of the Company’s working capital requirements and ensure that any investments meet criteria designed to mitigate risks.


By purchasing a property to rent out, the Company will aim to make money in two different ways:

  • The monthly rental income in excess of costs
  • The growth in the capital value of the property over time

There are lots of different varieties to look at, but they all share the basic model: regular income, with the potential for growth over time.


You can think of this as "normal" or "traditional" Buy-to-Let: renting out a property as a single unit to a working individual or family.

It has been around forever, and it is about as simple as it gets. In simple terms all we need to do is get our sums right, buy in the right location, procure a tenant, and make sure that this tenant is happily paying the rent.

  • Easy to understand and get started
  • Easy to get mortgages, compared to other types of Buy-to-Let
  • Takes up little management time – or a letting agent is easy to find
  • Predictable returns, as long as you make an adequate allowance for costs

There are lots of different varieties to look at, but they all share the basic model: regular income, with the potential for growth over time.


An HMO is simply a "house share" – where a property is rented out room-by-room to unrelated individuals. There are different definitions of what constitutes an HMO for different purposes. Renting out a property by the room tends to generate more revenue than letting it as a whole. For example, you could take a three-bedroom house with two reception rooms, create a fourth bedroom, and rent out each room for £400 per month. As a single property, you might only get £1,000 – so the HMO makes £600 more in rent per month.

However, there are also higher costs: HMOs tend to be let furnished with bills included, plus there is likely to be more wear and tear.

Even after the extra costs, HMOs generally offer a higher yield – and as a result, they have grown massively in popularity over the last five years.


  • Higher yields than single lets
  • Diversified income streams: if one tenant stops paying, there's still income from the others


Student lets are really just a sub-type of HMOs – but are worth mentioning separately, because the student market has its own characteristics.
Generally, the management of a student property is more predictable because they sign up for a set amount of time, and you know exactly when they will be moving in and out.
Also, they will usually be on one joint contract – so if one student leaves, the others will have to continue paying their share of the rent.
The challenge is that traditional student house-shares are coming under pressure from new purpose-built student accommodation. Increasingly, students (particularly international students) are attracted to high-spec city centre flats with lots of facilities – and in some areas, this has made traditional student houses hard to let.

  • The increased revenue of HMOs, with fewer management overheads
  • A predictable student “cycle”


The terminology around housing benefit is tricky: it is calculated using something called Local Housing Allowance (LHA), but in some areas it has been rolled into Universal Credit (UC), and many people (tenants included) still refer to it as DSS. You will see all of these terms mentioned, but they all mean the same thing: renting to tenants who have their housing paid for by the local authority. The upside of this tenant type is that the rent paid by the local authority is the same for all (for example) two-bedroom properties in the same area, so you know exactly how much you can charge – and due to the way it is calculated, it can be higher than a private renter would pay for the same property.
The downside is that the tenants can be (but are not necessarily) trickier to manage, and councils tend to pay the housing benefit to the tenant – who may or may not pass it to the landlord. There are ways around many of the challenges, and it can be a high-yielding strategy, but it is best approached deliberately, with a willingness to put time and effort into finding the right tenants and building knowledge about the workings of the benefits system.


  • High yielding
  • Predictable levels of rent
  • High tenant demand


A holiday let is, as the name suggests, a property that is rented out short-term to holidaymakers. You will also hear about “serviced accommodation”, which is the same thing but aimed more at business travellers in urban areas. There is much crossover in the two terms, and the model is the same: the only difference is the type of customer that you target.

This type of short-term accommodation can be fantastically profitable if you achieve a high level of occupancy. For example, for a seaside cottage it will be easy to fill up the summer months – but the real money is made if you manage to fill up the rest of the year, albeit at a lower nightly/weekly rate.


  • Very high yielding if occupancy is high
  • No possibility of having to evict, as tenure isn't secure


With buying to sell, also known as “flipping”, the aim is to make a profit by buying at one price and selling at a higher price…and that's it. As such, you could think of it as “trading” rather than “investing”.

The fact that the product is a property is almost incidental. The model is no different from fixing up and selling cars, computer equipment or anything else.

The big attraction of flipping is that you can generate a return: a successful project could make hundreds of thousands of pounds in a matter of months, rather than a Buy-to-Let property just making a couple of hundred/thousand pounds per month.

The two keys to a successful flip are buying the property at the right price in the first place, and keeping the refurb/development costs within budget.


  • Ability to generate quick lump sums
  • No need to worry about the long-term health of the property market